Mortgaging your property

Many lenders simply don’t understand horse property. It does not fit into their lending ‘box’.  You may get pre-qualified for you loan, make an offer on a horse property and be well into the escrow process of closing before you find out the lender will not do the loan.
The Horse Property Specialist has a network of specialized lenders ready to finance all types of horse property.
The property must appraise at the sales price.  Only lenders with experience granting loans on horse property will offer the right appraisal for your future home.

Water in New Mexico

Is there a well?
Shared?
Well test?
Gallons per minute?

Property rights & zoning

CC & Rs (covenants, conditions & restrictions) in the community?
Fencing?
Open range?
Horse friendly area?
Trails?

Property Inspections

A home and property inspection is an important part of any buyers due diligence during the inspection period.  Typically most purchase contracts, whether they are for vacant land, resale homes or new homes are written with inspection periods of 10-20 days.  This is the time period in which buyers are given access to the property by appointment to bring in any and all qualified inspectors they wish.  Just a few important inspections include the residence itself, wood infestation inspections, water evaluations & well testing, septic inspections or surveys.  As your buyer representative I make additional recommendations to call in more inspection experts based on my knowledge of the area and experience representing clients since 1989.  For your convenience I've listed just a few good companies on my web site so you can learn more about various inspections right from the source!

Buying Horse Property

Referrals

Fencing
Barns
Farrier
Equine Veterinarian

Purpose of your horse property

Are you simply the pleasure rider?
Are you breeding, showing, training?
Is an arena needed if not installed on the property?
Are there zoning guidelines?
Are there local rules or provisions for manure disposal?

Evaluating a horse property

Focus on the actual ‘useable’ area of the lot or land
Room for arena
Large pens or turn outs
Does the property have an existing horse set up
Is it workable for your use
If not, how much renovation will be required
Is it worth it
Could you over improve the property
What are the costs?
Sometimes you are better off with a property that has no horse facilities in place and building your own.  Your Horse Property Specialist is your best advisor on these details.

Horse Property Specialist AND experienced Realtor

Find a qualified realtor with a solid background in all aspects of buying & selling horse property in Arizona
For most folks buying a horse property & home is the biggest purchase they will make…seek out the best, professional Realtor to advise you in this important purchasing decision is a must!
Working with a Realtor and a fellow equestrian is a definite plus.  Your equestrian property Realtor specialist has the edge over others in their field, they know about horse keeping in Arizona as well as the important issues that affect horse property owners in the state.

Want to know more? Contact our office at 505-832-7052